@article{JSFS_2003__144_3_69_0,
     author = {Monfort, Alain},
     title = {Variables latentes et mod\'elisation statistique en assurance},
     journal = {Journal de la Soci\'et\'e fran\c{c}aise de statistique},
     pages = {69--95},
     year = {2003},
     publisher = {Soci\'et\'e fran\c{c}aise de statistique},
     volume = {144},
     number = {3},
     language = {fr},
     url = {https://www.numdam.org/item/JSFS_2003__144_3_69_0/}
}